Exemptions
The Homestead Exemption & Other Tax Breaks
South Carolina offers real ways to lower your tax bill. Here are the big ones and who they're for.
Bottom line: if you qualify, the Homestead Exemption can meaningfully cut your property taxes. Don't leave that money on the table — here's how it works.
The Homestead Exemption
Bottom line: it exempts the first $50,000 of assessed value for those who qualify.
The most common break in South Carolina, the Homestead Exemption, is generally available to residents who are:
- 65 years of age or older
- Totally and permanently disabled
- Legally blind
Once you qualify, the first $50,000 of your home's assessed value is exempt from taxation — a real, recurring savings.
How to apply
Bottom line: bring proof of eligibility to your county auditor.
Applying is straightforward: visit your local county auditor's office with proof of eligibility. It's a one-time application to get set up, so it's worth doing as soon as you qualify rather than putting it off.
Other breaks worth checking
Bottom line: veterans and surviving spouses may qualify for more.
Beyond the Homestead Exemption, additional exemptions may apply for veterans, surviving spouses, and those meeting certain disability criteria. If any of these might fit your household, ask your county auditor what's available — the details vary, and it's worth the conversation.
Don't miss a break
- Check if you qualify for the Homestead Exemption
- Apply at the county auditor with proof
- Ask about veteran and surviving-spouse exemptions
- Apply promptly once you're eligible
This is part of our bigger guide, A Homeowner's Guide to Property Taxes in Summerville.
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